Input your insurance information here to check on your Out-of-Network Benefits.

Out-of-network benefits are your health insurance's coverage for healthcare providers who do not contract with your plan. Thrizer is a platform that automates these claims and offers an option where you pay only your out-of-pocket cost (co-insurance) upfront instead of the full session fee, saving you from waiting on insurance reimbursements.

Here is how Thrizer helps you use your out-of-network (OON) benefits for therapy:

• Instant Coverage Calculation: Thrizer instantly checks your insurance plan to determine your OON deductible and the exact percentage (typically 40%–80%) your insurer will cover.

• Thrizer Pay (Pay Only Your Copay): Instead of paying your therapist’s full fee upfront and waiting weeks for reimbursement, Thrizer fronts the insurance portion. You only pay your estimated out-of-pocket cost at the time of service, and Thrizer handles the insurance wait on their end.

• Automated Claim Submission: Thrizer automatically submits superbills and OON claims directly to your insurance company after every session, eliminating manual paperwork.

Using these benefits gives you access to a wider variety of specialized therapists. To use Thrizer, your therapist must be registered with the platform, and your health plan must include out-of-network coverage (like many PPO or POS plans).